BankCard Services Terms and Conditions

Account Alerts and Promotional Texts

Requirements to Receive Mobile Alerts: The Bank provides a Service through which we send you notifications regarding your Account or the Service, including but not limited to, email, text, or telephone ("Alerts Service"). To utilize this Alerts Service your Account must be in good standing and you must have a mobile or cellular phone number with a supported mobile carrier and a device that supports text messaging.

Account Alerts on Your Mobile Phone: By registering for this feature, you may receive alerts on your mobile phone. "Your Mobile Phone" includes all phone numbers entered into the Alerts Service. You represent and warrant that you are authorized to receive text messages at any and all mobile numbers entered into this Alerts Service. You acknowledge that any mobile number enrolled in the Alerts Service will receive access to your personal account information. You understand that text messages are not encrypted and may contain information about you or your credit card transactions. You are solely responsible for Your Mobile Phone, including where you leave it, and for accessibility to your text messages. You are responsible for determining which text messages you receive based on the available options within the Alerts Service, unless automatically enrolled by us to protect the safety of your account. It is your responsibility to keep all your information up to date. To update your information, log into the Service. The Bank may terminate alerts or add new alerts at any time.

Alerts are provided to you as a supplement, not as a replacement, to your monthly credit card statements. Receipt of alerts may be delayed or prevented or may not be sent in real time, and the Bank is not liable to you for damages (including special indirect or consequential damages) that may result if, for any reason, you are unable to receive an alert, or if the content of that alert is inaccurate. You must continue to review your monthly statements and contact us, if you feel there is an error. The Bank may discontinue this Alerts Service entirely or add or delete alert options without notice to you at any time.

Standard text message rates may apply to all messages sent to Your Mobile Phone. Message frequency varies by Account. Depending on the text message service plan you have selected with my carrier, you may incur additional charges on your mobile bill.

Help and Opting Out: Once enrolled, for help, text "HELP", or to opt out of the Alerts Service, text "STOP" to the phone number on the back of your credit card. You may also opt-out of this service by managing your preferences after logging into the Service.

Promotional Offers via Text Message: The Bank may provide you the opportunity to opt in to receive promotional offers via text message to your mobile phone ("Texting Services"). We reserve the right to unilaterally suspend or terminate Texting Services, in our sole discretion, and without any prior notice to you. We may revise or discontinue the Texting Services and the terms of the agreement at any time.

Additional Alerts and Phone Recording Information: Additional information is located in your Cardholder Agreement. If you still have questions pertaining to Account Alerts, Promotional Texts or Call Recording, please contact Cardholder Services using the number located on the back of your card.